Turning 16 is even sweeter for teens when they get behind the wheel of their own car. But for parents, it’s a time to worry about their teen’s safety on the road – and how to keep car insurance costs down.
Related: Best Cars for Teen Drivers
According to insurance experts, one way for parents to keep costs down is to buy cars that score high on safety tests, like minivans and family sedans. These cars have fewer accidents than the expensive, high-powered cars that appeal to younger drivers, according to the Highway Loss Data Institute, a nonprofit research organization that publishes insurance loss statistics on most Americans. vehicles.
Apart from the make and model of a vehicle, other factors also influence how much you pay for auto insurance. These may include:
- age. a 16 year old will generally cost more to insure than a 17 year old.
- credit score. In most states (except California, Hawaii, and Massachusetts), insurers will use your credit score as a factor when calculating rates.
- handling logs.
Each year, the Insurance Institute for Highway Safety (IIHS) and the Highway Loss Data Institute team up to identify the safest cars in the country. the institutes established crash tests to determine how well a vehicle protects drivers and passengers.
Among the 27 models with the highest safety ratings, insurancequotes.com selected the 10 cars that cost less than $25,000 new and are the cheapest to insure for teens.
10 cheapest cars to insure for teen drivers
1. Honda Civic 4-Door – $18,390*
Recently, Honda Civic designers have focused on safety and added a reversing camera to all vehicles. In addition, the Civic features electronic stability control, antilock brakes, daytime running lights, side airbags, front and rear head curtain airbags, and front seat-mounted torso airbags. Earning top marks in all IIHS safety categories since 2006, the latest models incorporate Bluetooth hands-free phone connection and digital dash control, sure to appeal to teens looking for a modern feel. only the hybrid versions have front crash prevention.
*all vehicle prices in the article are msrp starting prices
2. mazda 3 – $16,495
The Mazda 3 feels like a sports car, but its affordability and excellent safety rating make it a great choice for teens. The Mazda 3 has received high safety ratings in all IIHS safety categories since 2011. This model features a rollover sensor, electronic stability control, anti-lock brakes, daytime running lights, and side airbags. Mazda’s new Radar Cruise Control monitors the engine and brakes to maintain a safe speed and distance between you and the car in front of you.
3. toyota prius – $24,200
Eco-friendly and affordable, the Prius is a mid-size hybrid electric hatchback with electronic stability control, anti-lock brakes, side airbags and a driver’s knee airbag to help minimize injuries in the knees in frontal crashes. For an environmentally conscious teen, the Prius offers three drive modes that improve fuel economy by adjusting the throttle and climate control.
4. honda accord (2 doors and 4 doors) -$21,955
the accord is similar to the civic in terms of safety and reliability, but it is a bit more luxurious. A deal includes a rearview camera, antilock brakes, electronic stability control, daytime running lights, a rollover sensor, side airbags, front and rear head curtain airbags, and front-mounted torso airbags. the front seats. newer models also feature lanewatch, which activates a camera in the passenger-side mirror when you use your right turn signal. lanewatch allows drivers to see almost four times as much as the passenger side mirror, helping teens avoid blind spots.
5. mazda 6 – $21,190
This larger family sedan isn’t just for parents. Mazda touts the vehicle as a “sports sedan” with excellent safety and reliability ratings, including anti-lock brakes, electronic stability control, daytime running lights, and multiple front and side airbags. new features include blind spot monitoring and a rear cross traffic alert system to notify drivers of objects and people behind the vehicle.
6. ford fusion – $20,795
Excellent fuel economy might draw parents to this midsize sedan, which has tons of safety features, including stability and traction control, integrated blind spot mirrors, and optional lane departure warning. The optional MyKey feature limits top speed to 80 mph and radio volume to 45 percent, which can help parents breathe a little easier when teens get behind the wheel.
7. mitsubishi outlander – $22,995
In the small sport utility vehicle category, the outlander has safety features such as a rollover sensor, driver’s knee airbag, electronic stability control, and front and side airbags. With seven-passenger seating, dual-zone front climate control, a rearview camera and a 6-inch touchscreen, the Outlander is designed for young drivers who want to sit higher than a sedan but still want a sleek ride.
8. nissan rogue – $22,790
the rogue is another great option for teens looking for a confident yet flashy off-roader. the model features head curtain airbags in all three rows of seats, front seat-mounted torso airbags, a rollover sensor, and electronic stability control. If your teen plans to drive long distances for activities or college in a few years, the “zero gravity” front seats are designed to improve blood flow and minimize fatigue during long drives.
9. subaru interior – $23,495
The outback features a rollover sensor, electronic stability control, daytime running lights, and side airbags. the iihs gave it the highest rating for frontal crash protection. the new visual driver assistance system uses two cameras mounted near the rearview mirror to monitor traffic and alert you if it detects a collision. the system even warns the driver when the vehicle drifts out of the lane and automatically applies the brakes.
10. Subaru Forester – $22,195
the forester earned a perfect score in frontal collisions and side collisions from the iihs. its safety features include a rollover sensor, electronic stability control, and a driver’s knee airbag.
See how much you could save on your auto insurance today. get your free auto insurance quotes today!