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TRICARE 101 | TRICARE

Who qualifies for tricare insurance

what is tricare?

tricare is the uniformed services health care program for active duty service members (adsms), active duty family members (adfms), national guard and reserve members and their families, retirees and family members of retirees, survivors and certain ex-spouses worldwide.

tricare brings together the health care resources of the military health system, such as military hospitals and clinics, with a network of civilian health care professionals, institutions, pharmacies and providers to promote, protect, maintain and restore people’s health . entrusted to your care.

who can get TRICARE image

Your service personnel office determines your TRICARE eligibility. Those eligible for TRICARE include:

  • active duty service members and families
  • national guard/reserve members and families
  • retired service members and families
  • the reserve retirees and families
  • tricare and medicare eligible beneficiaries
  • survivors
  • children
  • ex-spouses
  • medal of honor recipients and families
  • dependent parents and in-laws
  • members of foreign forces and families

To verify your eligibility, first make sure your information is completely up to date on deers. then you can log in to milconnect and check if you are eligible for tricare. >>more information

Where can I get care?

the military health system (mhs) is a global, complete and integrated system. You may be able to get care from a military hospital or clinic, a civilian network of providers, or tricare authorized out-of-network providers.

military hospitals and clinics

the department of defense (dod) operates many military hospitals and clinics. You may be able to seek care there, depending on where you are, what plan you have, and your beneficiary category. >>more information

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civilian network

You can also seek care from a civilian network of tricare-licensed providers. this network depends on the region you are in. >>learn more about finding a provider in one of our provider directories, visit the Find a Doctor tool to get to the right directory for you. >>more information note: you may be able to see a tricare-authorized provider outside of the networkan authorized provider is any individual, institution/organization, or provider that is licensed by a state, accredited by a national organization, or complies with other standards of the medical community, and is certified to provide benefits under tricare. There are two types of tricare authorized providers: in-network and out-of-network. ds, depending on your tricare plan. but you may have higher costs and file your own claims.>>more information

how do I find a plan imageThere are different plan options depending on who you are. If you’re new to TRICARE, select the option below that best describes you for more information:

  • New Active Duty Service Members
  • New Spouse
  • National Guard and Reserve Members
  • Family Members of National Guard or Reserve Members
  • Foreign Force Members and Families

Which plans can I choose from?

there are several tricare plans available. Remember that your eligibility for these plans depends on who you and your sponsor are. the plan finder and compare plans are useful tools on our website. To learn more about each plan, select from the list below:

  • tricare plus
  • tricare prime
  • tricare prime remote
  • tricare prime abroad
  • tricare prime remote in abroad
  • tricare select
  • tricare select abroad
  • tricare for life
  • tricare reserve select
  • tricare retired reserve
  • tricare for young adults
  • us family health plan
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To see which tricare plans you may be eligible for, use the tricare plan search tool.

where can I find more resources imageHow do I enroll in TRICARE?

Once you know your plan, visit the TRICARE Enrollment page for steps on how to enroll or purchase a plan.

how much does tricare cost?

Each tricare plan has different costs for care and coverage. You can use tricare’s cost comparison tool to view and compare the costs of covered services, enrollment, and plan premiums.

Where can I get care?

Depending on your plan, you will receive care from a military hospital or clinic, or from a civilian provider. For more information, visit the Provider Types page or use the Find a Doctor tool.

what does tricare cover?

You can use the tricare covered services tool to see if something is covered or not by searching for keywords or browsing common categories. To check if your prescription drugs are covered, visit the TriCare formulary.

Can I get TRICARE worldwide?coverage map image

yes, tricare is available worldwide.

There are two tricare regions in the United States:

  • tricare east
  • tricare west

and there is an overseas region with three areas:

  • tricare eurasia-africa
  • tricare latin america and canada
  • tricare pacific

Our contractual partners help deliver the benefit worldwide. your benefits are the same no matter where you live. there are different customer service contacts for each of our partners.

does TRICARE offer pharmacy, dental, and vision coverage imageTRICARE offers prescription drug coverage and many options for filling your prescriptions. You have the same pharmacy coverage with any TRICARE health plan. But, if you’re enrolled in the US Family Health Plan, you have separate pharmacy coverage.

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Dental coverage is separate from TRICARE’s medical coverage. Your dental coverage is based on who you are.

Vision coverage, including eye exams, depends on:

  • who are you
  • your tricare plan
  • your age

getting started is easy

  1. confirm your eligibility online or call 1-800-538-9552
  2. explore your health plan options
  3. decide which one is right for you and sign up (if needed)

where can i find more information about tricare?

  • tricare newsroom
  • tricare publications
  • tricare resources
  • frequently asked questions
  • hospitals and clinics military
  • tricare podcast
  • find a phone number

You can sign up to receive updates and press releases from tricare by email. you can also follow tricare on facebook and twitter.

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