Insurance

Maryland Insurance License State Requirements | Kaplan Financial Education

on this page, you will find all the state specific information for insurance licensing in the state of maryland. this information refers to applicants for residence licenses. For additional resident license information, or for nonresident license information, see the Maryland Insurance Administration website at www.mdinsurance.state.md.us. information is subject to change and we will do our best to make the process of completing the educational requirements for licensing as simple as possible.

maryland insurance administration

producer license200 st. paul place, suite 2700 baltimore, md 21202phone: 888-204-6198fax: 410-468-2399website: www.mdinsurance.state.md.usemail: email via state website

Reading: How to get insurance license in maryland

how to get your maryland insurance license

1. complete a maryland insurance prelicensing course

maryland requires those seeking an insurance license to complete the pre-licensing before taking the state licensing exam. prelicensing courses with kaplan give you the best chance of passing – our pass rates are among the highest in the industry.

Pre-licensing education hour requirements

  • life: 20 hours
  • accident and health: 20 hours
  • ownership: 20 hours
  • loss: 20 hours
  • personal lines: 20 hours

live class requirements

Pre-class study (must be completed before attending live class): 8 hours (life and health)

pre-licensing education exemptions

Individuals who hold one or more of the following designations or certifications may receive a waiver of the pre-licensing education requirements for their applicable insurance exam:

  • property or claim: aai, arm, cic, cpcu®
  • life: clu®, cebs, chfc®, cic, cfp®, flmi, lutcf, fellow of the society of actuaries
  • health: rhu, zebs, hia, rebc

Pre-Licensing Education Waiver Eligibility Period to Successfully Pass Both Parts of the Maryland Licensing Examination: Currently, candidates who have been granted a Pre-Licensing Education Waiver have one (1) year to take and successfully pass both parts of the maryland licensing exam. Effective October 1, 2018, the pre-licensing education exemption will be valid for six (6) months. Candidates who are granted a pre-licensing education waiver will have 6 months to take and successfully pass both parts of the applicable Maryland licensing exam. Candidates who do not successfully take and pass both parts of the exams within the six (6) month period will be required to take a prelicensing course and request to retake both parts of the exam.

Unless an exemption has been approved by the Maryland Insurance Administration, candidates must complete a Maryland-approved prelicensing course. The pre-licensing education exemption request form can be found on the mia website.

Adjuster license requirements

The Designated Home State (DHS) Appraiser license is available to individuals who are 1) residents of a state that does not license appraisers, or 2) individuals who are business appraisers and reside in a state that it only licenses independent appraisers and wants to designate another state as its home state.

2. pass your maryland license exam

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After completing the required prelicensing course, you must pass a state licensing exam. Kaplan’s prelicensing content is based directly on the Maryland licensing exams, so you’ll be prepared to pass the first time.

certificate of completion requirements

  • Education provider provides confirmation of prometric eligibility upon applicant’s successful completion of course requirements.
  • Your education provider will provide prometric eligibility upon completion of successfully meet the course requirements.
  • After your provider has sent your file to prometric, you can visit www.prometric.com or call 1-800-741-9380 to register and schedule your exam. Please note that if prometric does not have a record of your course completion, you should contact your education provider.
  • eligibility period from completion of the pre-licensing course to successful approval of both parts of the Maryland Licensing Exam:
    • Currently, candidates have a one (1) year eligibility period from the time they complete the pre-licensing course until they successfully take and pass both parts of the Maryland Licensing Exam. Effective October 1, 2018, a candidate’s eligibility period will be six (6) months. Candidates who complete the pre-licensing course and are eligible to take the exam will have 6 months to take and successfully pass both parts of the applicable Maryland license exam. Candidates who do not pass the exams within the six (6) month period will be required to retake the pre-licensing course and request to retake both parts of the exam.

    Note: Applicant cannot register and schedule an exam until the education provider has submitted their eligibility file to prometric.

    exam provider: prometric (current as of 10/01/2020)

    For a license information bulletin, visit the prometric website at http://www.prometric.com. To schedule an exam, contact Prometric at http://www.prometric.com or 800-741-9380.

    Frequently Asked Questions about the Maryland Licensing Exam

    after completing my maryland prelicensing course, how should i prepare for test day?

    register for the exam

    For the fastest and most convenient exam scheduling process, psi recommends that candidates register for their exams online.

    • log in to the psi website and create an account. please enter your email address and first and last name. This information must exactly match the information your educator has provided to psi. be sure to check the box next to “check here to try to locate existing records for you in the system.”
      • You will be prompted to select the exam and enter your social security number. your record will be found and you are now ready to pay and schedule your exam.
      • all identification provided must match the name on the exam registration form and your registration confirmation notice

      security procedures

      • Only non-programmable calculators that are silent, battery operated, do not have paper tape printing capabilities, and do not have a keyboard containing the alphabet will be allowed on the test site.
      • Candidates may only bring approved items into the exam room.
      • All personal belongings of candidates must be placed in the secure storage provided at each site prior to entering the exam room. personal belongings include, but are not limited to, the following items:
        • electronic devices of any kind, including cell/mobile phones, recording devices, electronic watches, cameras, pagers, laptops, tablets (p. ipads), music players (e.g. ipods), smart watches, radios, or electronic games.
        • bulky or loose clothing or coats that could be used to conceal recording devices or notes. For safety reasons, outerwear such as but not limited to: open sweaters, cardigans, shawls, scarves, hoodies, vests, jackets, and coats are not permitted in the testing room. in the event you are required to remove outer clothing, you must wear appropriate clothing underneath, such as a shirt or blouse.
        • hats or headgear not worn for religious reasons or as clothing including hats, baseball caps, or visors.
        • other personal items, including purses, notebooks, reference or reading material, briefcases, backpacks, wallets, pens, pencils, other writing instruments, food, drinks, and good luck items.
        • This applies to guests of any nature, including drivers, children, friends, family, colleagues or instructors.
        • Candidates may also be asked to empty their pockets and give them to the supervisor to ensure they are empty.
        • Proctor may also ask candidates to raise their sleeves and lower pant legs to make sure notes or recording devices are not hidden there.
        • Proctors will also carefully inspect eyeglass frames, thumbtacks, or any other garment that can be used to house a recording device. . Proctors will request to inspect such items in candidates’ pockets

        How is the exam?

        • The fee table below lists the applicable fee for each exam. the fee is per registration, whether you are taking the exams for the first time or repeating.
          • The exam fee is $70 for both parts of the exam, regardless of whether you take 1 or both parts of the exam. exam retakes are $70 for 1 or both parts of the exam. the exam fee is valid for six months.
          • all eligibility is valid for six (6) months from the date psi receives your eligibility from the approved provider.
          • if you do not pass exams within six ( 6) One month period, you must reapply with PSI, including repeating pre-licensing education courses.
          • The failed portion of the exam must be passed within six (6) months from the date psi receives your eligibility from the approved provider.
          • Within six (6) ) months failed you can take parts of the exam until you pass
          • you can take the exams unlimitedly. however, a candidate who is unsuccessful on the test must wait four (4) days before retaking the exam.
          • It is not possible to schedule a new exam appointment on the same day you took the exam. the exam; this is due to processing and reporting scores.
          • the candidate will not receive additional time to complete the exam.
          • This is the only review of exam materials available to candidates.

          How is the exam scored?

          • Your score will be provided to you immediately upon completion of the exam.
            • An official score report will be printed at the test site.
            • If you pass, you will immediately receive a passing score report.
            • if you fail, you will receive a failing score report with a diagnostic report indicating your strengths and weaknesses by exam type

            See also: How much homeowners insurance do I need? | III

            How long is the exam?

            Life & Health Adviser Exam Table

            Life Examination Table

            Life Accident Health Producer Exam Table

            Accident Health Exam Table

            Property Casualty Producer Exam Table

            Maryland Property Exam Table

            Maryland Casualty Exam Table

            3. Apply for a Maryland Insurance License

            Once you have passed your state licensing exam, you are ready to apply for an insurance license. Applications for initial licenses and registrations can be submitted online through NIPR at www.nipr.com. You must apply for a license within 6 months of successful completion of the exam.

            it will be assigned an npn. This unique identifier is assigned through the license application process and is used to track individuals and business entities nationwide. many states use the npn to replace a producer’s license number

            initial license application

            To apply for a license as a producer, in addition to passing the producer exam, a person must:

            • pay the applicable fee of $54, required by the insurance article, § 2-112, Maryland Code Annotated;
            • complete and submit the naic uniform individual application.

            To apply for a license as an insurance producer, a business entity must:

            • pay the applicable fee of $54, required by Insurance Article, § 2-112, Maryland Code Annotated;
            • complete and submit the naic uniform business entity application which requires you to applicants:
              • submit any business name to be used by the applicant and the name and residence address of any individual licensed and doing business under the business name;
              • provide name and the address of each licensed producer employed by the business entity, each individual who has direct control over its fiscal management, and each owner, member, or manager of the business entity and each director of a business entity that is a corporation;
              • designate a maryland licensed insurance producer as your primary contact with mine.

              4. plan to complete required insurance continuing education (ce) credits

              All insurance producers must comply with the ce requirements of their home state. Stay on top of your CE and ahead of the competition with 365 days of unlimited access to courses when you enroll in a CE Library with Kaplan.

              Learn how to renew a Maryland insurance license by clicking here.

              See also: 8 smart steps for buying life insurance | III

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