10 Best & Worst Sites to Compare Car Insurance (2022)

best and worst car insurance quote comparison sites

With dozens of insurance websites at your fingertips, choosing the best insurance shopping experience can be overwhelming. To help you choose, here’s a comprehensive list of the best and worst sites to compare car insurance quotes.

  1. make sure

    Reading: How to get best insurance quote

  2. the zebra

  3. gaby

  4. policygenius


  6. smart finance

  7. bank rate

  8. appointment assistant

  9. penguinvalue

  10. otto

    insurify tops the list ranking as the #1 insurance comparison platform in the us. uu. it’s fast, easy to use and free.

    Drivers love insurify because it provides real-time quotes from all major insurance companies. that way you get legitimate rates from some of the most reputable insurers. the site offers quotes from a variety of providers in all 50 states.

    how to secure

    start by entering your zip code, car information, and driver details. then you’ll have to choose whether to add comprehensive and collision coverage. insurify then asks for your name, date of birth, and other information to match available discounts.

    The form asks if you currently have insurance and a few questions about your driving record. Then you’ll enter your email, phone number, and address to streamline the process and get accurate quotes from major insurance companies like liberty mutual and across the country.

    insurify partners with over 200 insurance companies in the us. USA, including well-known regional and national providers. you can combine it with personalized discounts and coverage options, all in a matter of minutes. the site works well on desktop and mobile browsers, and also offers an easy-to-use app.

    In addition to using insurify to compare auto insurance quotes, users can also compare homeowners and renters insurance quotes, all on the same comparison platform. insurify has matched millions of drivers and homeowners with their perfect insurance policies.

    Real car insurance quotes from Insurify


    insurify provided quotes from eight different companies. the site listed the name of the insurer and the quoted price, along with reduced prices and available offers.

    After comparing rates, you have the option to see more details about the offer and continue the quote process with the company of your choice. Alternatively, you can purchase a self-insured policy. The questionnaire is quick and easy, and insurify users can secure coverage in two minutes.

    A Liberty Mutual car insurance policy on Insurify’s website

    why you should trust insurify

    Founded in 2013, Insurify has built a reputation for linking users with personalized and accurate real-time quotes obtained directly through its partnerships with America’s leading insurance providers, including Liberty Mutual, Travelers, Allstate and progressive.

    In addition to its partnerships with major national and regional providers, insurify also powers insurance comparison platforms for Toyota and nationwide insurance management solutions. suffice it to say that insurify provides a comprehensive and legitimate insurance comparison platform that is recognized and trusted throughout the united states.

    the 5 main advantages of insuring

    1. partners with most of the major national and regional companies in the united states

    2. displays legitimate quotes in real time

    3. offers a fast registration process

    4. protects your data from being bothered by unsolicited phone calls

    5. excellent mobile app experience

      see more: compare auto insurance quotes

      the zebra is another auto insurance comparison site. their goal is to simplify insurance by offering you real-time quotes. and, like insurify, zebra is free to use.

      You can get coverage no matter where you live – the site partners with over 30 major providers and offers quotes in all 50 states. the company started in auto insurance. however, you can also use it to compare home, renters, and condo insurance policies.

      how the zebra works

      To get quotes from the zebra, you must first enter your zip code. you will then be prompted to enter additional information, such as whether you currently have car insurance and whether you own or rent your home.

      After that, the site asks for information about your vehicle and insurance history before moving on to questions about you and other drivers who may be on the policy. You also have the option to create an account and save your information for easy access next time.

      Car insurance quotes from the Zebra


      zebra delivered less results compared to the options offered by insurify. Still, auto insurance companies were reputable and included household names like liberty mutual.

      See also: Gap Insurance Providers – Where To Buy Gap Insurance?

      After comparing options and choosing an insurer, click to complete your quote with your preferred carrier. the zebra transfers your data to the provider to speed up the process.

      gabi is an online insurance broker. The site allows you to compare multiple quotes and offer policies in all 50 states. however, gabi does not offer a real-time experience. ie someone from gabi’s team will send you a follow-up email with personalized rates within 48 hours.

      The company works with more than 40 insurers to help you find affordable auto insurance. With Gabi, you’ll see traveler, safeco, clearcover, and nationwide policies, to name a few.

      You can get quotes for homeowners, renters, home and general insurance if you’re looking for additional coverage.

      how does gabi work

      The first question Gabi asks when you request a quote is the name of your current insurer. Gabi then requires you to enter her phone number, where she sends you a six-digit verification code. gabi also requires your consent for marketing texts, calls and pre-recorded messages before proceeding.

      Gabi’s privacy policy in regard to their users’ data

      After verifying your phone number, you’ll enter basic information about your address, vehicle, and driving history.

      Alternatively, you can upload your current policy to the gabi website, where a member of the gabi team will retrieve your information. they will then email you insurance quotes within 48 hours.


      gabi only listed one car insurance quote, for travelers, along with an ad for progressive that showed no price, despite advertising that it works with over 40 insurers.

      A car insurance quote from Travelers and an ad from Progressive on Gabi’s website

      Overall, Gabi doesn’t seem to offer much value or save you much time when shopping for car insurance.

      see more: the best car insurance companies

      Like insurify and zebra, policygenius is an online insurance marketplace. helps you compare car insurance policies from various companies. In addition to auto insurance, the comparison site can help you get a great deal on homeowners, disability, and renters insurance.

      policygenius claims it saves drivers an average of $435 per year on auto insurance. the site also claims that shoppers save an average of 35 percent when they combine auto and home insurance through its platform.

      how policygenius works

      When you shop on the policygenius marketplace, you start by entering your zip code. You’ll also be able to choose whether to combine your auto insurance coverage with your homeowners insurance to qualify for additional savings.

      The site asks you about your current auto insurance company, the length of the policy, and the cost. then asks you to list all the addresses you’ve lived at for three years before moving on to details like claims history, driving history, name and address.

      You must also enter your occupation, annual personal income, credit score, and vehicle make and model.


      policygenius does not display real-time prices when you get an auto insurance quote. similar to gabi, policygenius offers to send you personalized quotes by email or phone.

      An ad from Allstate on

      One of the advantages of policygenius is that it specializes in comparing packaged auto and home insurance quotes. this approach can save homeowners time when shopping for coverage. It’s also a good bet if you’re looking for package policies, but it may not be the best option when comparing car insurance quotes.

      see more: cheap car insurance

      While is not an insurance broker, it is an online comparison shopping option. the site says it works with more than 50 car insurance companies to help you find the best price. partners include travelers, nationwide, usa uu. and elephant. generally has positive reviews from drivers who use the site to get quotes. however, there is one key difference between this comparison tool and others: how it uses your data.

      the company’s terms and conditions say that when you provide your phone number and click “continue”, you are giving “consent to receive marketing calls and/or sms text messages, including the use of pre-recorded messages” .

      In a nutshell, shares your phone number with its representatives, vendors, and partners. The company’s partner list includes all web leads, quotewizard, mediaalpha, hometown quotes, and digital avenge.

      And here’s the kicker: Using this site means you consent to calls and texts, even if you’re on a “do not call” list.

      how works

      To get a quote on, enter your zip code and other identifying details, vehicle information, and driving history.

      You must enter your email address to view your rates, but your phone number is not required. Remember that will share your phone number if you provide it, which could lead to numerous unwanted phone calls and text messages.

      results offers options for minimum coverage, basic coverage, additional coverage, and premium coverage. each level offers additional protection for you and your vehicle.

      When shopping for auto insurance through, users don’t always get a quote. In this instance, no quotes were submitted for any of the coverage levels.’s quote list only featured an ad for Allstate, inviting users to get a quote directly from the insurance provider. occasionally provides quotes instead of ads, based on your location.

      Users who click on the allstate ad are sent to your website, where some of the information you shared with is pre-populated. however, you must provide many additional details before you can receive an actual quote from allstate.

      An ad from Progressive on SmartFinancial

      smartfinancial offers more than auto insurance. you can also get home, life, health, medicare and commercial business coverage.

      The company partners with more than 200 insurance companies. smartfinancial claims to rank all 200 providers to find the best rates while looking for discounts.

      how smartfinancial works

      After entering your car type and answering questions about your driving history, you must enter a valid address and phone number to view your rates.

      the online form was quick and easy to complete. is one of the easiest options to use when it comes to online insurance comparison sites.

      See also: How to Protect Your Tech While Traveling | Allianz Global Assistance

      Advertisements from insurance providers on Bankrate’s website


      After going through the process, smartfinancial showed three results. Getting so few results was disappointing considering the company claims to work with over 200 insurance companies. results did not include auto insurance premiums. neither did it show details about the amount of coverage or the limits of the policy.

      Each recommended auto insurance company had a “view my quote” button for more information. but clicking on it redirects users to that provider’s website to fill out another form and get a quote from that company.

      bankrate is an online content hub that provides readers with guides and tools to help with all things personal finance, from mortgage rate calculators to credit card reviews. Users can now compare auto insurance quotes using their online quote comparison tool.

      The comparison tool is powered by bankrate’s corporate affiliate,, and while it offers a route to quotes from major companies, most of the quotes displayed to users are advertisements.


      how the bank rate works

      Using the bankrate comparison tool is a bit confusing. After completing a basic questionnaire about yourself, your car, and your insurance history, you can click “continue” or choose to search directly with insurance companies like Progressive, Liberty Mutual, and Allstate.

      The “continue” button will take you to a secondary form where you will need to complete a few more questions about your vehicle. “search directly” takes you to a popup window with ads.

      An advertisement from Progressive on QuoteWizard


      the bankrate comparison experience did not generate any quotes. instead, the site displayed advertisements that directed users to insurance company websites. In general, the bankrate tool is not very useful for comparing quotes.

      more: combined home and auto insurance

      quotewizard started as a family business in 2006. lendingtree bought the platform in 2018, and quotewizard is now a lending company[2].

      lendingtree is a well-known company that owns nine different brands, including comparecards,, magnify money, student loan hero, and ovation credit services.[3]

      This is why it matters: The platform may share your information with affiliates and network partners of lenders, finance companies, and other business partners.

      If you use quotewizard, be aware that it may distribute your contact and personal information, which could lead to unwanted phone calls and offers in your mailbox.

      how the quote wizard works

      You can check rates at quotewizard online or by phone. the online process claims to give you a quote in a matter of minutes. You also have the option of speaking with an agent over the phone.

      quotwizard asks for the information it expects: year and type of vehicle, current insurance company, date of birth, name and address. however, you must enter a valid phone number to continue with the quote process.

      If you’re a homeowner, you have the option to bundle your homeowners insurance and get a quote on multiple policies.

      An advertisement for on ValuePenguin


      quotewizard returned four results but did not list the rate for any of the four options. instead, it offered a “view my rate” button to click and continue with the quoting process.

      The site requires you to re-enter your information when visiting recommended insurers. Filling out forms online can be quite tedious. Instead of saving time, the quote wizard seems like an extra step when comparing insurance quotes. most of the results were ads.

      valuepenguin claims to help you “find clarity in your financial decisions.” The site goes beyond auto insurance to offer recommendations on home insurance, health insurance, and credit cards.

      just like quotewizard, valuepenguin is owned by lender. became part of the lending family in 2019.

      That means the same sharing of information applies: valuepenguin may give your name, address, and other information to its affiliates, partners, and financial companies.

      how valuepenguin works

      valuepenguin is unique in that it allows you to choose the level of coverage for your car before you start the quote process. you can choose full coverage or liability only.

      The form only asks three questions to get started: zip code, age, and whether you already have insurance. From there, you’ll enter the vehicle details, driving history, your name, and your address.

      The quoting process is exactly like the quoting wizard: valuepenguin has the same questions, form design, and provider results. the similarity is likely due to the fact that the lender owns both companies[4].

      Advertisements for Progressive car insurance quotes and other life and home insurance quotes on Otto


      valuepenguin returned the same four results that quotewizard returned, and the experience was more or less the same.

      Users do not receive quotes or policy information. instead, you must click “view my rate” and then visit the provider’s website to complete the process and obtain a quote. In general, valuepenguin showed ads, not actual quotes.

      otto is a policy comparison website that claims to use “cutting edge technology” to help users save money on their auto insurance policies. it does not offer much information about its equipment, technology or other details that help legitimize the product.

      With a quick search, users can see that otto has received quite a few negative reviews for its service, with many customers claiming that the website is a scam to collect personal information from users.

      how otto works

      Using the otto product is relatively simple. Like other auto insurance comparison websites, users are required to complete a short questionnaire about their vehicle, driving history, and insurance coverage needs. otto requires users to create an account in order to view quotes.

      10 Best & Worst Sites to Compare Car Insurance (2022)


      after completing the short questionnaire and registering on the website, otto did not offer any real quotes. Instead, it served ads that redirected to other websites, including home and life insurance quotes, which aren’t exactly what users looking for auto insurance need.

      otto is a lead generation site that sends users to other websites instead of showing them the actual quotes they were promised. In addition, there are no privacy or data security promises addressed on the Otto website.

      see more: car insurance review from

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