middleweight sport bikes like the r6 are a lot of fun to ride. a lightweight hundred-horsepower machine can take adrenaline to places you didn’t know you needed it. But the lightness and speed of these supercars work against you in one category: insurance coverage.
Sport bike insurance can be expensive once you find a policy. Given that the Yamaha YZF-R6, or Yamaha R6 if you prefer, is one of the fastest and most popular motorcycles on the market today, it can be especially difficult to find an affordable insurance policy. Fortunately, most national insurers offer YZF-R6 insurance; however, each one offers it at a different price. It can be easy to overpay for motorcycle insurance if you’re not careful. Let’s take a look at the history of the Yamaha YZF-R6, some of the types of insurance coverage you may need, and some ways you can keep your insurance costs down.
a brief history of the yamaha r6
The Yamaha YZF-R6 was introduced for the 1999 model year. It was built to be the super sport upgrade of the Yamaha YZF-R1 and as a high performance companion for the Yamaha YZF600R.
Early bikes had a 599.8cc transverse-mount inline four-cylinder engine. This new design allowed the Yamaha R6 to deliver up to 108bhp, the first original 600cc four-stroke motorcycle to produce over 100bhp. early bikes had a 65.5mm and 44.5mm bore and stroke and a maximum torque of 42.1 lb-ft. The R6 had a top speed of 160 mph, a 0-60 time of 3.35 seconds, and a quarter mile of 10.97 seconds at 127.11 mph.
for 2016, fuel injection, a new engine management system, a multi-plate slipper clutch, the ycc-i variable length intake system and an upgraded frame have all been integrated into the production yamaha r6. The 2016 Yamaha YZF-R6 is powered by a 599.4cc inline four-cylinder engine with titanium valves. the bore and stroke are now 67.0mm and 42.5mm. torque now tops out at 42.4 lb-ft. it has a top speed of 160 mph, a 0-60 time of 3.0 seconds, and a quarter mile of 10.67 seconds at 130.79 mph.
yamaha yzf-r6 coverage recommendations
Most states require insurance coverage for motorcycles. The minimum coverage required is usually a liability policy. These policies will not cover your bike, just the damages you do if you are found to be at fault in an accident. If you have a loan against your bike, your lender will require you to have more coverage than the state minimum policy. The risk of having to pay for repairs out-of-pocket and bank requirements are why all riders should have more coverage than a simple liability policy. The coverage you may need include collision, comprehensive, and uninsured motorist. Also, if you have more than $1000 in modifications to your R6, additional equipment and accessory coverage is a wise choice.
yamaha r6 insurance rates
Certain factors affect motorcycle insurance premiums. these include:
- make and model of bike
- riding record
- age of rider
- state you live in
- credit score
With those factors in mind, there are ways to lower your premiums. Since R6 insurance can range from $20 to $200 a month (depending on the company you use and the state you live in), you’ll want to do everything you can to keep your costs down.
keep your coverage affordable
Take a basic motorcycle safety course
Graduating from a two-day MSF course will improve your driving skills, allow you to skip the “skills” portion of the license process, and lower your premiums. you can visit the msf website to find a course near you.
good discount for students
If you’re still in high school or college, most insurers offer a discount for maintaining a high GPA. For most insurers, the gpa is greater than 3.0, but you’ll need to ask the insurer you choose.
maintain a clean driving record
This is just a logical way to keep your premiums low. citations for driving under the influence, reckless operation, and speeding are guaranteed to raise your premiums for years.
insure all vehicles with the same company
All insurers offer a multi-car discount that can lower your premiums by up to 25 percent.
compare rates before buying
The best way to keep your premiums under control is to compare your coverage. That’s why we’ve created an easy-to-use tool so you can get quotes from multiple companies that offer sports bike coverage.