Dental Insurance Plans: Healthy Smiles Ahead | MetLife
FAQ footnotes
1 The savings from enrolling in a dental benefit plan will depend on several factors, including the cost of the plan, how often participants visit the dentist, and the cost of services provided.
2 based on metlife internal analysis.
legal notes
1 The savings from enrolling in a dental benefit plan will depend on several factors, including the cost of the plan, how often participants visit the dentist, and the cost of services provided.
2 American Dental Association; dentists: doctors of oral health, american dental association, chicago, il, http://www.ada.org/en/about-the-ada/dentists-doctors-of-oral-health. accessed February 1, 2021.
3 Your out-of-pocket costs may be higher when you visit a dentist who does not participate in the metlife network.
4 The savings from enrolling in a dental benefits plan will depend on several factors, including the cost of the plan, how often members visit the dentist, and the cost of services provided. office visit copay may apply. check your benefits schedule.
5 based on metlife internal analysis. negotiated fees refer to the fees that network dentists have agreed to accept as payment in full for covered services, subject to copays, deductibles, cost sharing, and benefit maximums. negotiated rates are subject to change.
6 based on metlife data for one crown (d2740) in zip code 06340. this example is used for informational purposes only. rates in your area may be different.
group dental insurance policies offering the preferred dentist program are underwritten by metropolitan life insurance company, new york, ny 10166.
metropolitan life insurance company, a new york corporation, in new york, provides dental managed care plan benefits. dental hmo plan benefits are provided by: safeguard health plans, inc. a california corporation, in ca; safeguard health plans, inc. a florida corporation, in fl; Safeguard Health Plans, Inc., a Texas Corporation, in TX; and MetLife Health Plans, Inc., a Delaware Corporation, and Metropolitan Life Insurance Company, a New York Corporation, in NJ. dental hmo/managed care companies are part of the metlife family of companies. “dhmo” is used to refer to product designs that may differ based on a member’s state of residence, including, but not limited to: “specialty health care service plans” in California; “Prepaid Limited Health Service Organizations” as described in Chapter 636 of the Florida Statutes in Florida; “single service health maintenance organizations” in texas; and “dental plan organizations” as described in the new jersey dental plan organization law.
Dental benefits are provided by Metropolitan Life Insurance Company (MetLife) or an affiliate of MetLife. careington benefit solutions, frisco, tx (careington) provides certain administrative services. careington is not affiliated with metlife or its affiliates. in certain states, individual dental product availability is subject to regulatory approval.
Like most insurance policies, insurance policies offered by metlife and its affiliates contain certain exclusions, exceptions, reductions, limitations, waiting periods, and terms to keep them in force. contact your plan administrator for full details and costs.
