* based on metlife data for one crown (d2740) in zip code 19151. this example is used for informational purposes only. rates in your area may be different.
** based on metlife internal analysis. negotiated fees refer to the fees that network dentists have agreed to accept as payment in full for covered services, subject to copays, deductibles, cost sharing, and benefit maximums. negotiated rates are subject to change.
1 Savings when you enroll in a dental benefit plan that includes the MetLife Preferred Dentist Program will depend on several factors, including the cost of the plan, how often participants visit the dentist, and the cost of services borrowed.
2 based on metlife internal analysis. negotiated fees refer to the fees that network dentists have agreed to accept as payment in full for covered services, subject to deductibles, copays, coinsurance, cost-sharing, and benefit maximums. negotiated rates are subject to change.
3 metlife takealong dental is not a chargeable coverage and does not affect any obligation of the employer to provide chargeable coverage.
4 American Dental Association; dentists: doctors of oral health, american dental association, chicago, il, http://www.ada.org/en/about-the-ada/dentists-doctors-of-oral-health. accessed February 1, 2021
availability of products and services is based on metlife guidelines, group size, subscription and state requirements. Like most insurance policies and benefit programs, the insurance policies and benefit programs offered by Metropolitan Life Insurance Company and its affiliates contain certain exclusions, exceptions, waiting periods, benefit reductions, limitations, and terms for keep them current. contact metlife for complete details.
group dental plan/program benefits including metlife preferred dentist program are underwritten by metropolitan life insurance company, 200 park avenue, new york, ny 10166.
metropolitan life insurance company, a new york corporation in new york, provides the benefits of the managed care plan/program. dental hmo plan/program benefits are provided by: safeguard health plans, inc. a california corporation, in ca; safeguard health plans, inc. a florida corporation, in fl; Safeguard Health Plans, Inc., a Texas Corporation, in TX; and MetLife Health Plans, Inc., a Delaware Corporation, and Metropolitan Life Insurance Company, a New York Corporation, in NJ. dental hmo/managed care companies are part of the metlife family of companies. “dhmo” is used to refer to product designs that may differ based on a member’s state of residence, including, but not limited to: “specialty health care service plans” in California; “Prepaid Limited Health Service Organizations” as described in Chapter 636 of the Florida Statutes in Florida; “single service health maintenance organizations” in texas; and “dental plan organizations” as described in the new jersey dental plan organization law.
availability of metlife dental takeout services is based on metlife guidelines, group size and state approvals. contact your metlife representative for complete details. metlife takealong dental is not cobra coverage and does not affect any employer’s obligation to provide cobra coverage. Certain administrative services are provided through Careington Benefit Solutions, Frisco, TX (Careington). careington is not affiliated with metropolitan life insurance company or its affiliates. contact metlife for full details and costs. In certain states, individual MetLife dental product availability is subject to regulatory approval.
Dental benefits are provided by Metropolitan Life Insurance Company (MetLife) or an affiliate of MetLife. certain administrative services are provided by careington benefisolutions, frisco, tx (careington). careington is not affiliated with metlife or its affiliates. in certain states, individual dental product availability is subject to regulatory approval.